Treatment Comparison

WhiteGloveMD vs 2nd.MD — Cardiac Second Opinion Compared.

Rahul R. Handa, MD
6 min read · Updated 2026-07-03
Quick Answer

2nd.MD (now part of Transcarent) is one of the largest digital second-opinion services, offered free to members through employers and health plans. If your employer or health plan offers 2nd.MD, it is a credible free generalist option for a second opinion. An independent Heart Team second opinion can confirm which option is right for your specific anatomy, comorbidities, and goals. Get a Heart Team review →

2nd.MD (now part of Transcarent) is one of the largest digital second-opinion services, offered free to members through employers and health plans. It connects patients with a single specialist by video or phone. WhiteGloveMD is different in three ways that matter most when heart surgery is on the table: it is cardiac-specific, dual-physician (a cardiac surgeon AND a cardiologist review every case), and consumer-direct — anyone can buy it in 24 hours from $495 without waiting for an employer benefit. If your plan offers 2nd.MD, it is a reasonable generalist option; when the decision is whether to have open-heart surgery, a two-physician cardiac review is a different level of scrutiny.

Head-to-head comparison.

Option A

WhiteGloveMD

Dual-Physician Cardiac Second Opinion

A cardiac surgeon and a cardiologist review your case together and deliver a written, signed report in 24 hours, with triple operative risk scoring (STS, EuroSCORE II, AATS). Consumer-direct: no employer, no referral. From $495, with a money-back guarantee.

Advantages
Two physicians per case — cardiac surgeon AND cardiologist
Cardiac-surgery-specific, not generalist
Quantitative risk scoring on every report (STS + EuroSCORE II + AATS)
24-hour written report — built for a surgical decision window
Buy it directly today; no employer benefit required
100% money-back guarantee
Limitations
Cash-pay from $495 (2nd.MD is free if your plan offers it)
Cardiac only — not a general multi-specialty service
Virtual review of records; no in-person physical exam
A newer name than the large employer-benefit platforms
Best For
Patients told they need open-heart surgery
Anyone without a 2nd.MD benefit through work
Patients who want a two-physician cardiac read
Time-sensitive surgical decisions
24 hrs
Turnaround
From $495
Entry Price
Two
Physicians
Option B

2nd.MD

2nd.MD (Transcarent) — Employer/Plan Benefit

2nd.MD provides expert medical opinions to members enrolled through employers and health plans, connecting them with a single specialist by video or phone, at no cost to the member. It is generalist across many conditions rather than cardiac-specific.

Advantages
Free to eligible members (employer or health-plan sponsored)
Large national specialist network across many conditions
Established platform with high volume
Video or phone consultation with a specialist
Limitations
Access depends on your employer or plan offering it
Single specialist, not a dual surgeon + cardiologist read
Generalist across conditions, not cardiac-surgery-specific
No published quantitative operative risk scoring
Best For
Members whose employer or plan already offers 2nd.MD
General (non-cardiac) second opinions
Patients comfortable with a single-specialist review
Varies
Turnaround
Free*
Member Cost
One
Physicians
The Bottom Line

If your employer or health plan offers 2nd.MD, it is a credible free generalist option for a second opinion. When the specific question is whether to proceed with heart surgery, WhiteGloveMD adds what a generalist single-reviewer service does not: two cardiac physicians on the case, quantitative operative risk scoring, and a 24-hour turnaround built for a surgical decision — available directly, without waiting on a benefit.

Frequently asked questions.

Is 2nd.MD free?

Yes, when you are enrolled through an employer or health plan that offers it — the member pays nothing. If you do not have access through your plan, you cannot typically purchase it directly. WhiteGloveMD is consumer-direct from $495.

What does WhiteGloveMD do that 2nd.MD does not?

WhiteGloveMD puts both a cardiac surgeon and a cardiologist on every case, focuses exclusively on cardiac surgery decisions, includes quantitative operative risk scoring (STS, EuroSCORE II, AATS), and delivers in 24 hours. 2nd.MD is a generalist single-specialist service.

Should I use my free 2nd.MD benefit or pay for WhiteGloveMD?

They are not mutually exclusive. For a general question, a free benefit is sensible. For a high-stakes open-heart surgery decision on a short timeline, a dual-physician cardiac review is a different level of scrutiny — many patients want both.

Clinical References
  1. O'Brien SM, Feng L, He X, et al. The Society of Thoracic Surgeons 2018 Adult Cardiac Surgery Risk Models. Ann Thorac Surg. 2018;105(5):1411-1418.
  2. Nashef SAM, Roques F, Sharples LD, et al. EuroSCORE II. Eur J Cardiothorac Surg. 2012;41(4):734-745.
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