Treatment Comparison

WhiteGloveMD vs Included Health — Cardiac Second Opinion Compared.

Rahul R. Handa, MD
6 min read · Updated 2026-07-03
Quick Answer

Included Health (formerly Grand Rounds) provides expert medical opinions and virtual care to members through employers and health plans, with a large national footprint. Included Health is a strong generalist benefit if your plan offers it. An independent Heart Team second opinion can confirm which option is right for your specific anatomy, comorbidities, and goals. Get a Heart Team review →

Included Health (formerly Grand Rounds) provides expert medical opinions and virtual care to members through employers and health plans, with a large national footprint. Like other employer-benefit platforms, it is generalist and typically pairs a member with a single specialist. WhiteGloveMD is a cardiac-specific, dual-physician, consumer-direct alternative: a cardiac surgeon and a cardiologist review every case and deliver a signed report in 24 hours from $495. When the decision is whether to undergo open-heart surgery, the difference between a generalist single-reviewer opinion and a two-physician cardiac review with quantitative risk scoring is exactly the difference that matters.

Head-to-head comparison.

Option A

WhiteGloveMD

Dual-Physician Cardiac Second Opinion

A cardiac surgeon and a cardiologist review your case together and deliver a written, signed report in 24 hours, with triple operative risk scoring (STS, EuroSCORE II, AATS). Consumer-direct: no employer, no referral. From $495, with a money-back guarantee.

Advantages
Two physicians per case — cardiac surgeon AND cardiologist
Cardiac-surgery-specific depth, not generalist
Quantitative operative risk scoring on every report
24-hour signed written report
Available directly — no employer benefit required
100% money-back guarantee
Limitations
Cash-pay from $495 (Included Health is free if your plan offers it)
Cardiac only — not multi-specialty
Virtual records review; no in-person physical exam
A newer, more specialized name than large benefit platforms
Best For
Patients facing an open-heart surgery decision
Anyone without an Included Health benefit
Patients who want a dual cardiac read with risk scoring
Short-timeline surgical decisions
24 hrs
Turnaround
From $495
Entry Price
Two
Physicians
Option B

Included Health

Included Health (fka Grand Rounds) — Employer/Plan Benefit

Included Health delivers expert medical opinions and virtual care to members through employers and health plans, generalist across conditions, typically via a single specialist. Free to eligible members; a historical individual expert-opinion tier was priced around $7,500.

Advantages
Free to eligible members (employer or plan sponsored)
Broad multi-specialty network and virtual care
Large, established national platform
Care navigation and coordination services
Limitations
Access depends on your employer or plan
Generalist, not cardiac-surgery-specific
Single specialist rather than a dual cardiac team
No published quantitative operative risk scoring
Historical individual pricing was far higher (~$7,500)
Best For
Members whose plan already includes Included Health
General multi-specialty second opinions
Patients wanting bundled virtual care and navigation
Varies
Turnaround
Free*
Member Cost
One
Physicians
The Bottom Line

Included Health is a strong generalist benefit if your plan offers it. For a cardiac surgery decision specifically, WhiteGloveMD provides depth a general platform does not: a surgeon and a cardiologist on the same case, quantitative operative risk scoring, and a 24-hour signed report — purchasable directly, without waiting on an employer benefit.

Frequently asked questions.

Is Included Health the same as Grand Rounds?

Yes — Included Health was formed from Grand Rounds and Doctor On Demand. It offers expert opinions and virtual care to members through employers and health plans.

How is WhiteGloveMD different from Included Health?

WhiteGloveMD is cardiac-surgery-specific and dual-physician (surgeon plus cardiologist), with quantitative operative risk scoring and a 24-hour turnaround, purchasable directly. Included Health is a generalist, single-specialist employer benefit.

Can I use WhiteGloveMD if I already have Included Health?

Yes. Many patients use a free general benefit for routine questions and add a dedicated dual-physician cardiac review for a high-stakes surgery decision. They complement each other.

Clinical References
  1. O'Brien SM, Feng L, He X, et al. The Society of Thoracic Surgeons 2018 Adult Cardiac Surgery Risk Models. Ann Thorac Surg. 2018;105(5):1411-1418.
  2. Nashef SAM, Roques F, Sharples LD, et al. EuroSCORE II. Eur J Cardiothorac Surg. 2012;41(4):734-745.
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